If properly maintained, newer used vehicles can make it well past 100,000 miles before something expensive breaks. Some can even break the 200,000 mile mark. On average, though, used cars tend to be driven between 12,000 and 15,000 miles a year.

Different insurers judge insurance groups in different ways and the ratings are subject to change, but you can use the online car insurance group finder to find the current rating from the Association of British Insurers (ABI).

It's illegal to drive with no car insurance. Without it you can't tax your vehicle, and it provides cover for you, other motorists and members of the public.